Payment Processing Readiness Review
Supplement and wellness brands get flagged, frozen, and shut down by payment processors, usually right when sales take off. A free, CMA-led review shows you what an underwriter will flag before they do.
Book a free review20 minutes with Abbey. No cost, no obligation.
Why this matters
Stripe, Square, and Shopify Payments restrict some supplement and wellness categories. They often don't review your account until volume jumps or chargebacks tick up. That's when funds get held or accounts get closed, which is the worst time to be looking for a new processor.
What you get
01
I go through your website the way an underwriter would: refund and shipping policies, subscription terms, product claims, and checkout. You get a short, prioritized list of what to tighten.
Free02
Send one recent processing statement and I'll show you what you're actually paying, line by line, and what's realistic for a business like yours.
Optional · Free03
If your current setup isn't a good long-term fit, I'll recommend a processor that underwrites your category up front and handle the application and underwriting follow-up with you.
Only if it fitsWho it's for
Why Lucenti
Lucenti Group, LLC is a family-owned accounting and finance firm founded in 2021 and led by Abbey Garcia, CMA, CEPA. We work with wellness, coaching, and supplement businesses on their numbers every day, so we know what processors look for and how to present your business clearly.
When you call, you get Abbey. Meet the team.
How it works
Tell me what you sell, how you take payments today, and what's worrying you.
Plus your processing statement, if you send one. I look at it the way an underwriter would.
A prioritized list of fixes and, if it makes sense, a processor recommendation.
Questions
The review looks at your website the way a payment processor's underwriter would: refund and shipping policies, subscription and auto-ship terms, product claims, and your checkout. You get a short, prioritized list of what to fix.
No. The readiness review and the optional statement analysis are both free, with no obligation to change anything.
No. Many brands only need a few fixes to their site. If your current setup isn't a good long-term fit for what you sell, I'll recommend a processor that underwrites your category up front.
If you open an account with a processor I recommend, the processor pays Lucenti as the agent of record out of its own margin. Your pricing is the same as going direct, and you have me servicing the account instead of a call center.
No. Approval is always decided by the processor and its sponsor bank. The review is about making your business as clear and ready for underwriting as it can be.
20 minutes with Abbey. No cost, no obligation.
Lucenti Group, LLC is an independent sales agent for payment processors and may be compensated by the processor if you choose to open an account. Your pricing is the same as going direct. Approval of any merchant account is at the sole discretion of the processor and its sponsor bank.